"The truth is that during the course of your career, you are three and a half times more likely to be injured and need disability coverage than you are to die prematurely and need life insurance."
- Health Industry Association of America


"In the last 20 years, deaths due to the "big three" (cancer, heart attack and stroke) have gone down significantly. But disabilities due to those same three are up dramatically! Things that used to kill, now disable."
- National Underwriter


"Nearly half of the one million Americans who filed for bankruptcy protection in 1999 did so after being sidelined by an unexpected illness or injury."
- New York Post
Welcome

As a physician, you understand the crucial need to protect your income with physicians disability insurance. You likely have experience with the fragility of the human body and also its great resiliency.

Why Should a Physician Have Disability Insurance?

Your skills are in your knowledge and your ability to physically and mentally apply that knowledge. You have made an extraordinary investment in time and money to get where you are today and you and your family's continuing financial well-being is tied to application of your medical knowledge and skills. The right disability policy protects that investment.

If you are unable to perform your duties as a physician you are aware of the need to insure the replacement of that income with quality disability insurance from the right insurance company. However, having the right coverage is simply the first step. There are a number of traps or pitfalls that physicians unknowningly step into when securing disability insurance.

At DISolutionz.com, we have identified two common traps or problems that physicians face with respect to their disability income protection programs and have worked with leading insurance carriers to design solutions for these problems.



Learn more about the problems physicians face regarding their disability insurance.